In the Netherlands

BNP Paribas offers through its subsidiaries a wide range of retail banking products to individual clients. Our subsidiaries dedicated to Dutch individuals are the following:

BNP Paribas Personal Finance

Gain access to a comprehensive range of fixed rate and variable rate property loans and seize the opportunity to finance the home of your dreams. Reduce the length and cost of your loan and make your property projects happen with the help of the top property-financing specialist in France.

For further information: www.bnpparibas-pf.nl

Cardif Insurances
Cardif, created in 1973, has a strong position in Europe, Asia and South-America. Cardif can count 35 of the 100 largest banks worldwide among her partners. With 120 employees Cardif is active on the Dutch market since 1996. In The Netherlands Cardif developes and sells insurance products and services in the field of homes, income and living, via various distribution channels. Over 600,000 Dutch households have an insurance with Cardif.

For further information: www.cardif.nl

Insinger de Beaufort

Nachenius Tjeenk & Co and Bank Insinger de Beaufort merged in 2009 to create a new driving force in the Dutch domestic wealth management market. The new combined bank is operating under the single name Insinger de Beaufort and ranks among the five largest wealth managers in the Netherlands. With the financial backing and offering expertise of BNP Paribas Wealth Management, its clientele of wealthy individuals, financial intermediaries and institutional clients will benefit from an expanded spectrum of products & services opportunities, while keeping the personal approach and exclusiveness of a long-standing Dutch bank.

The new group is headquartered in the former Insinger de Beaufort premises in Amsterdam and is active in the domestic market from its offices in The Hague and Eindhoven and internationally from its offices in Amsterdam, London and in Cape Town. Following the merger of the international wealth management activities of Bank Insinger de Beaufort and BNP Paribas Wealth Management in London scheduled in the second half of 2009, Insinger de Beaufort will manage over Euro 10 bn of assets and employ more than 200 staff.

For further information: www.insinger.com